The H5N1 virus, commonly referred to as the bird flu, is spreading through U.S. cattle herds and the virus has been detected in pasteurized milk on grocery store shelves. The World Health Organization labeled the outbreak an animal pandemic, but fears of animal to human transmission are rising.

Read on to learn how to prepare for the financial impact of this looming outbreak and why businesses in the livestock and dairy industries should carefully review their policies to maximize coverage for the losses the outbreak will cause.